Choosing the right fuel card for your business
April 24, 2025
Wondering if a Z Business fuel card would make things easier for you and your business? To help you decide, we’ve pulled together common decision criteria small to medium sized businesses use as well as common concerns.
1. Good, easy to get discounts
With Z Business Plus, you’ll save every time you fill up across our network of Z, Caltex and Challenge locations. You’ll save 9c per litre at the pump — all the time, every time. All you need to do is use your Z Business fuel card and your discount is automatically applied.
2. It’s easy to use the fuel card because it’s accepted at so many convenient locations
With Z Business, you’ll receive savings at 520+ service stations and truck stops across Z, Caltex and Challenge. We ‘challenge’ you to look out for how many Z, Caltex and Challenge stations you see throughout your day!
3. There’s convenience stores on site with coffee making it an easy 2-in-1 stop
Fresh food, great coffee, essential snacks and more — you name it, Z service stations have got it!
We’ve been on a coffee transformation journey and we’re now known for being serious about coffee. Along with our new traditional espresso machines, we’ve got skilful staff who are trained baristas because we know how important quality and consistency are.
4. There’s a great, easy to use mobile app
With Z App, Z Business customers can pay for fuel, pre-order coffee and view receipts. You can save time with pay by plate. When you drive up, we’ll recognise your number plate and unlock a pump for you. When you’re done fuelling up, you just hang up the nozzle and go!
We don’t mean to toot our own horn, but the Z App was recently awarded a silver pin in the Digital Products category at the Design Institute of New Zealand (DINZ) Best Awards 2024 because of enhancements to customer experience. Toot toot!
5. EV chargers at stations with easy admin
We're here to simplify electrifying your business fleet with customised EV charging solutions designed to fit your needs anytime and anywhere within our charging network.
With on the go charging, make the Z charging network yours with our on account charge tags. Enjoy fast and convenient charging at any Z charging station with only one monthly charging invoice. Find out more.
6. Easy to earn loyalty programme
Z Business is the only business fuel card you can earn Airpoints Dollars™ with. Link your Z Business account with your Airpoints™ number once, then every time you use your Z Business fuel card at Z and Caltex service stations, you’ll earn 1 Airpoints Dollar for every 100L of fuel purchased.
7. Easy cashflow management because of credit terms
We offer generous credit terms; up to 40 days credit on all spend, including in store purchases as well as fuel.
8. Monthly invoices and easily being able to track fuel consumption and spending
You’ll receive a monthly invoice and access to Z Business Online so you can see how much you’ve spent on fuel, and where you’ve spent it. It’s easy to run any fuel spend report whenever you want. Once you’ve clicked on the report you’d like to run, select your data ranges or other parameters depending on what you’d like. For example, you can generate a spend report by employee. If you need a report on a regular basis, you can also set up and manage automatic scheduled reports based on your business needs.
If you have an active Xero subscription, you can use our integration with Xero to make accounting easy. The integration sends your Z Business invoice automatically to your Xero account.
Bottomline, your fuel card should make business easier
That’s what our customers keep saying about Z Business — it’s easy.
Easy meant different things to different Z Business customers when we asked them.
For some, easy meant being able to quickly fill up at the station, efficient, fast, effortless, no issues or worries. For example, “Pay at pump saves a lot of time and hassle, so easy”. And “Fast and efficient. Easy to use. I can have the team out working without any worries about fuel.”
For others, easy meant straightforward and with a discount. Like “So easy to use and great savings.”
Other customers saw us as easy to fuel up with because they can use their Z Business fuel cards in multiple locations. One customer said, “Can fill up at both Caltex and Z which makes it easy for me with work as can be anywhere.” While another customer shared, “Easy to use, convenient to have a monthly account and multiple participating petrol stations to choose from.”
For customers who value customer service, easy meant our team making it easy by helping them and being efficient. For instance, “Any issues are always solved quickly by staff. Calls are always answered promptly.” And the more personal, “I get to meet the ‘checkout’ people who are always friendly. They say hello and always wish me a good day.”
Lastly, one group of customers saw easy as admin made easy through invoicing, billing and payment. One wrote “Easy and convenient. I like that I can use the online portal to manage and maintain the cards and their limits etc.” Another reported “It makes the accounting side of business really easy, not having to keep all the receipts.”
A partner you can trust
In 2011, Z Energy was born with the simple promise of ‘Z is for New Zealand’. We took a global oil brand and made it our own — capturing our company’s independent spirit and unique Kiwi values.
We're aspirational for our future, confident of our role in Aotearoa New Zealand's success, deeply loyal to our customers, communities and people.
Your business is not too small to have a fuel card
So many of our Z Business customers are SMEs and some are even sole traders. You can access fuel savings with a Z Business fuel card no matter your size. We value your business whether you’re just starting out or well on your way to world domination!
You don’t need to use your card a lot or spend heaps to make having a fuel card worth it
Z Business customers receive 9 cents per litre off fuel from their very first litre. On the loyalty side, we don’t hold back what you've earned. So, if you fuel up say 880L in a month, we'll pass on the full 8.8 Airpoints Dollars™ to you. You don't have to hit 100L marks to get what you've earned.
Applying for a Z Business account only takes 5-10 minutes, is free and will offer fuel discounts and efficiencies for your business, no matter your size. So, apply now.